Lifester.com, by Lifester Corporation, is an insurance decision-making platform that offers simple, yet effective ways to learn, share and make educated decisions about life insurance products and strategies.
Consumers play an active role: first, selecting licensed life insurance agents from an extensive online directory or inviting their own into the Lifester community; then, co-building "Projects" that become the foundation for their insurance recommendations; and finally, inviting family, close friends and personal advisors to join the team and provide critical feedback. The result of this online collaborative effort is a highly efficient and dynamic sales process that sources ideas from all interested parties to arrive at the best possible life insurance decision.
Lifester marries the best of technology, social media and traditional life insurance sales techniques, respecting and even enhancing the critical role of the producer, rather than eliminating the middleman. In that sense, Lifester is a constructive technology, rather than a disruptive one. It is efficient, inclusive and additive.
Lifester is free to consumers, as well as the friends, family members and personal advisors they invite. Producers can start on Lifester with a free trial and upgrade at any time to enjoy the many additional benefits of paid membership. Lifester is unique in that Projects are used to invite opinions and source ideas, leading to creative yet sound solutions.
Lifester Corporation is an independent, privately owned company launched in 2016 by Founder and CEO Robert Strauss, J.D. and Co-Founder and COO Jason Denker. Mr. Strauss, inventor of Lifester and other award-winning industry innovations, is an experienced insurance consultant, attorney and graduate of the Wharton School at the University of Pennsylvania. Mr. Denker is a graduate of the University of Michigan and also an insurance consultant with an extensive Wall Street and venture capital background.
Because of their years spent in the insurance industry, Strauss and Denker appreciate that almost all consumers are beginning their search for life insurance online. However, they understand that it is not possible to make suitable decisions about cash value life insurance without direct interaction with licensed life insurance producers and proper feedback from important family members and personal advisors. As a result, they created Lifester to serve as a way to gather and share ideas in order to facilitate critical life insurance buying decisions.
"We knew it was time to introduce internet and social-media based technology to complex life insurance decisions," says Strauss. "Our goal is not to sell life insurance online and certainly not to cut out any advisors. On the contrary, we believe the trained life insurance producer is critically important to the sales process, and the purpose of Lifester is to facilitate communication and understanding between the producer, the consumer and all other interested parties."
Never buy life insurance without the advice and supervision of a well-qualified and properly licensed life insurance agent. In addition, if the transaction involves tax or other legal matters, be sure to consult an attorney or other tax professional.
Lifester is simply a means of sharing complex life insurance ideas and information between interested parties and among insurance professionals. It is a virtual conference room for meeting, communicating, and making decisions about life insurance.
Every Lifester Project is assigned to a life insurance agent, actively licensed in the insured's resident state, covered by an active Errors and Omissions (E&O) insurance Policy. No rewards of any kind can be offered by any consumer or producer in exchange for premium assistance, gifts or any consideration of any sort. Only ideas are exchanged on Lifester, as they would be shared freely in a conference room environment if all the decision-makers were able to attend.
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